| Check
the list of benefits that your HMO offers.
After 24 years of mismanagement by HMOs, Congress now finds itself in the
midst of a battle to pass a "Patients' Bill of Rights" that some people
call an "HMO Bill of Rights." One part of the equation is allowing
patients to sue HMOs for denying coverage that doctors think is needed.
The U. S. Senate will be working on its version of what the House of Representatives
recently passed in the Bush-Norwood deal. You should monitor this situation
closely. Whatever comes out probably will cost Taxpayers more money.
President Bush announced in early August that he would recommend increasing
insurance benefits for those who really needed them if the states would
make plans to get the 12 million Medicaid recipients off the public programs.
While this sounds like an impossible situation, it will require states
to make additional efforts to find jobs for these people that pay benefits
like $7,200 a year. Not too many hamburger flippers or department
store and grocery store cashiers will be getting these kind of benefits.
How will Maryland get its people off Medicaid? The Department of
Health & Mental Hygiene had an asking budget of $4.6 Billion for FY
2002. That is about 25% of the Maryland budget. Medicaid was
scheduled to go up |